A daddy and from Leicester scammed motorist out of more than ₤ 60,000 by selling worthless automobile insurance coverage that left lots uninsured.
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Ilyas Rauf charged unsuspecting clients as much as ₤ 300 for void policies, which left chauffeurs dealing with potential fines and automobile seizures, while covertly sharing countless pounds with his son Amer Ilyas.

In the rip-off, phony insurance coverage intermediaries will claim they can get you car or home insurance coverage as a discount.

They might either hand over a fake policy or a real one, which they consequently cancel to keep the refund on their own.

Alternatively, they take out a real policy with incorrect info to bring the premium down - which would likely leave it void must you try to make a claim.

Rauf, 51, made ₤ 61,763 from August 2016 to January 2020 by providing created employment letters to protect discounted premiums for his victims.

Between September 2019 and June 2020, he shared more than ₤ 11,000 of his revenues with his 28-year-old son, who was provided the task of recruiting victims through social networks.

The dad and child were sentenced at Leicester Crown Court for fraud offenses

The National Crime Agency previously shared a series of mocked-up Instagram advertisements using '100% legitimate insurance coverage guaranteed to beat any rate' to reveal chauffeurs what to watch out for

An investigation found he used letters from a business called Eastern Catering to fraudulently get no claims discount rates.

He falsely declared his customers had worked for the company for several years without crashes or insurance coverage claims.

It was later on discovered that the address Eastern Catering was signed up to was the very same used by Rauf to sell the phony policies.

Police found that his child had actually also messaged 31 contacts about insurance coverage on his phone in between October 2015 to March 2021, frequently telling consumers that his father would provide quotes for them the next day.

Amer Ilyas would then inform victims to go to the workplace or send out pictures of bank cards for processing of payment.

Rauf was connected to 52 deceptive motor insurance coverage throughout four different insurers.

Ilyas Rauf's sibling Ziaed was caught on CCTV getting rid of 2 computers from the office while authorities raided his nephew's home.

Four call had actually been made in between the bros before Ziaed Rauf unsuccessfully tried to obstruct a CCTV cam and ran away.

Ziaed was captured on CCTV removing 2 computers from the workplace while cops raided his nephew's home.

Ziaed Rauf unsuccessfully tried to obstruct a CCTV video camera and ran away

How to avoid falling victim to 'ghost brokers'

Karl Parr, from AXA UK, said customers can protect themselves by following the below advice:

• Stay away from buying insurance coverage promoted through social media platforms and immediate messaging apps.

• Be mindful of insurance coverage brokers who market their services in personal community online forums or through advertisements in public locations like pubs, cafes or newsagents.

• Don't engage with insurance coverage brokers who ask for payment in money or through bank transfers. Reputable brokers will use payment options through an online portal.

• Avoid insurance coverage brokers who utilize personal e-mail addresses or mobile phone numbers to sell policies.

• If you're stressed over a policy you have actually acquired or the details do not look right, contact the insurance supplier straight - do not use the information supplied by the broker.

• To guarantee you're handling an authorised insurance coverage broker, check the Financial Conduct Authority's site or the British Insurance Brokers' Association websit.

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Their fraud was uncovered when monetary detectives discovered that he e claimed to have actually made ₤ 27,366 from 2016 to 2020 in spite of filching more than ₤ 61,000 from the insurance coverage fraud alone.

When questioned by cops, his child told officers he could not remember being offered cash by his dad and claimed he did not know what it was for.

The 3 men appeared at Leicester Crown Court on Friday, June 6.

Ilyas Rauf, 51, of Normanton Road, Highfields, Leicester, pleaded guilty to fraud by incorrect representation, breaching the Financial Services and Markets Act and moving criminal residential or commercial property and was imprisoned for 21 months.

Amer Ilyas, 28, also of Normanton Road, pleaded guilty to cash laundering offences and was offered 16 weeks imprisonment, suspended for 12 months. He was likewise bought to finish 100 hours of overdue work.

Ziaed Rauf, 47, of Thurnview Road, Evington, Leicester, was provided 18 weeks jail time, suspended for 12 months, and was bought to complete 120 hours of overdue work after pleading guilty to perverting the course of justice.

The most recent figures from the Association of British Insurers (ABI) show the price of the average automobile insurance plan in January to March 2025 was ₤ 589, a 6 percent drop from the year before.

However, premiums stay more expensive today than two years earlier, with the average policy ₤ 478 in January to March 2023 - 23 percent less than the very first quarter of 2025.

It follows a remarkable rise in social networks and email hacking reports in 2015, according to Action Fraud.

A total of 35,434 reports were made to the fraud and cyber crime reporting service in 2024, compared with 22,530 in 2023.

Hacking approaches consist of fraudsters gaining control of an account and impersonating the owner to convince others to reveal authentication codes.

The scams, called 'ghost broking' are frequently advertised on social networks, appealing cheap quotes for a car insurance coverage.

Car insurance plan have actually dropped over the last year, but are still stay traditionally high

The cars and truck insurance coverage estimates that ARE too great to be true: Warning over rise in 'ghost brokers'

Many victims believe they are being messaged by a good friend.

The most common intentions for social networks hacking were financial investment scams, ticket fraud or theft, Action Fraud said.

Fraudsters can likewise gain account information via phishing frauds or data breaches.

People frequently utilize the very same password across accounts, so when one is leaked several accounts are left susceptible.

Action Fraud has introduced a campaign, supported by Meta, to encourage people to take additional online protection by allowing two-step confirmation.

Victims typically do not understand they have been scammed until they attempt to declare on their policy or if they happen to be stopped by cops and asked to reveal their insurance documents.

Karl Parr, Claims Technical Director, AXA UK, told MailOnline: 'Ghost brokers usually use premium prices far less expensive than consumers can discover somewhere else.

'Remember, if something sounds too good to be real, it likely is.'

Young driver Wayne Simpson bought a cheap vehicle insurance plan on social media before realising it was phony after he was unable to claim following a crash, landing him with a loss of ₤ 500.

Young chauffeur Wayne Simpson purchased a cheap vehicle insurance policy on social media before understanding it was phony after he was not able to claim following a crash, landing him with a loss of ₤ 500
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'We called Aviva and they informed me there wasn't a policy secured in my name which the number we had provided was not a number they would utilize,' he told Sky News.

'That's when the dust settles, and you understand it's been a rip-off.'

Mr Simpson stated the insurance coverage files looked so genuine that they managed to fool a cops officer at the scene of the crash.

'She stated," Your cars and truck's not turning up as guaranteed". Immediately I went to my glove box, pulled the insurance files, showed her the files and she reviewed it and stated," That's absolutely fine",' he said.