There is nothing from another location out of the ordinary about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a regular middle-aged mum who works tirelessly to take care of her ill other half.

So it was to the sheer shock of neighbours when authorities came down on their driveway to rob the couple's St Helens home.

Hiding behind the household's net drapes remained in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, cried 'Oh my god' as she was jailed this week over a string of untruths consisting of utilizing a dead woman's identity, comprising 'bogus' medical conditions for her son, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was likewise jailed after the set's massive benefits scams was lastly exposed.

While the couple managed to siphon off their ill-gotten gains for several years - neighbours have exposed to MailOnline the obvious clues that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives revealed a web of lies including the development of pseudonyms to declare benefits

The scammer next door: The assuming semi-detached house Lloyd had moved into with Phillips. Phillips had actually failed to divulge this to the council when she moved in in 2018

Phillips imagined in an Assistance for Heroes hoodie throughout a held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his walking stick to meet his carers.

But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also told of how there was 'always something dodgy' about Lloyd, which she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently swiped nearly ₤ 170,000 in advantages over a decade, and likewise assisted Phillips incorrectly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them packing up among their two cars and trucks earlier this week, they thought they were going off to stay at their secret caravan, only to find they were going to jail.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real show of not being able to stroll whenever his carers were here.

'He was shuffling along and keeping his cars and trucks in the driveway before he took a long time to get to his carer's cars and truck on his walking stick.

'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking fine then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the authorities raid, they became more reserved and didn't say a lot to individuals.

'There was always something dodgy about her - she would not look people in the eye and extolled going to her ₤ 60,000 caravan but would never say where it was.

'They would take her teenage kid and disappear on a Thursday night and not get back up until Sunday.'

Phillips had actually fraudulently declared ₤ 100k in PIP, housing advantages, work assistance allowance and council tax reductions that he was not qualified for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the existence of carers, but at other times was seen 'walking great'

Following the cops raid secret rural street, neighbours were entrusted concerns regarding why the couple had been jailed - and some declare Lloyd had later told them it was down to dog breeding.

But these concerns were lastly put to rest on Tuesday when the court heard how Lloyd had actually claimed a total of ₤ 169,394.15 which she was not received in housing advantages, carers allowance and individual self-reliance payments over the course of 11-and-a-half years.

With the assistance of Lloyd, Phillips was likewise found to have actually unlawfully claimed ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax reductions considering that 2018.

Olivia Beesley, prosecuting, detailed how the mom's sophisticated rip-off started when she falsely began claiming housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a phony occupancy arrangement for the 'entirely fictitious caravan', eventually filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making deceptive claims that her other half needed 'multiple daily carers to participate in to his requirements'. She reached using Phillips' sibling Zoe's birth certificate to pose as his sibling and claim that she was his main carer.

She also lied that she was not able to work due to being a full-time carer, however was discovered to have actually been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began developing 'false medical conditions' for her child, claiming she had a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were declared in relation to this.

She again utilized the departed lady's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never ever revealed, and would state they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple packing up on of their vehicles previously this week and assumed they were going off to their 'caravan', just to later on discover out they were off to jail

When MailOnline visited Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her boy would supposedly go off to a caravan on the weekends.

It is not understood whether this was the same 'fictitious caravan' which took place to have never existed, or an undoubtedly a separate, real caravan.

Leni Newton, 63, said: 'She informed individuals that the police raid was because somebody had actually told on her for breeding border collie puppies without a licence.

'I'm stunned they have actually been jailed. I thought they were all above board.

'I only saw them a couple of days ago leaving travel suitcases - I believed they were just going to their caravan.'

She included: 'I know they met as she was his carer. He was wed however Angela moved in. I believed she had resided in Southport.

'I did see his ex-wife parked up in the street viewing his home when they divided.

'She was certainly spying on them.'

Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.

'There were a great deal of authorities came here.
apartments.com
'He was at the street celebration for the Queen however other times he did appear very frail.'

Hand in Hand homecare company confirmed to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson said: 'We sacked her instantly when we discovered the truth.

'All her DBS and referrals checked out. The police said we had actually done nothing incorrect.'

The court heard how Phillips likewise defrauded cash from the general public handbag by failing to divulge the fact that Lloyd had actually moved into his home in 2018 - enabling him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax reductions.

He is also stated to have actually 'overemphasized' his medical conditions and need for care, stating that he was unable to do anything for himself.

He stated himself 'unfit for work' and failed to discuss his other half's wage - unlawfully swiping ₤ 51k in work support allowance.

However, Phillips declared that Lloyd had actually finished the kind and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated recent history' of psychological health and disabilities consisting of neurological condition, stress and anxiety and depression.

He was also said to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with comparable matters, however Lloyd's rap sheet shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look was in 2012.
investopedia.com
Lloyd was jailed for two years after admitting 7 counts of scams by incorrect representation, and Phillips was likewise seen wiping back tears as he was jailed for 20 months for fraud by false representation and 3 counts of dishonestly failing to divulge information to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 annually which you defrauded from the general public.

'For those who seek to defraud the public of scarce and important advantages which need to be directed to those who require them, not those who simply want to have them for factors of individual greed, that is a major offence devoted by each of you over an extended period of time.'